Financial matters can cause serious danger in marriages if not dealt with properly. Many couples are unable to have conversations regarding their financial status. As adults we often feel as though we should be able to spend OUR money when and however we want. But we must remember that everything we have belong to God and He is expecting us to make good decisions with what he has given us, which includes our finances.
So what is financial accountability. This is not to degrade anyone, but should be a blessing to you. You need to become accountable to someone, if you are married it needs to be your spouse. Why, my spouse? Well, how can two walk together unless they agree? This includes your finances. This may be one of the hardest challenges for some of you, but changes must be made. You will be less likely to “splurge” if you know your spouse will question or ask about the charge. Now, you can always “cheat and lie” but that is not helping your status. So discover at least 3 ways that you can become more accountable to your spouse. Such as sharing the checkbook, leaving a printout of all charges, or not making any decisions without the others permission.
If you are single, find someone that you can become accountable to in regards to your finances. Don’t get mad, when they tell you that you do not NEED to purchase shoes with your last $20. Allow others to help you. This has to be a person that you can trust and has your best interest in mind. But you have to be willing to listen and make changes. Develop at least 3 ways to become accountable to your friend. Such as sending weekly printouts of your checking account(WOW), and talking honestly on the phone at least once a week just about finances.
So let’s breakdown the barriers to financial freedom and begin having that crucial conversation with our spouses and our friends.
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