Okay Christmas is over, and hopefully your credit cards have cooled off and your checking account can rise above a $25.00 balance! We have all set goals for 2010 to live healthier and spend more time with our families. But what about our wallets ladies?! (and men). We must have balance - figuratively and literally - in our lives. No longer can we ignore our wallets and our low balances in our checking accounts and over spending time and time again. Financial "imbalance" is often linked emotional spending. Emotional spending is linked to emotional health and fulfillment. So let's get healthy!
My challenge for January and February is to stop the unnecessary spending! I know you are feeling warm and having heart palpitations right now, but trust me ladies, you are not going to die if you don’t purchase your 4th pair of black boots in January. So here are the rules:
- You may not use ANY credit cards for the month of January and February.
- You can only spend $25.00 on entertainment for the month-Yes $25.00. That is one movie, stay home and go to the Redbox.com for the dollar movies, play the Wii, Be creative
- No unnecessary purchases such as clothes, shoes (even clearance items), new makeup, extra items at the nail salon.
- Write down all of your spending, bills and balances and "know your status"! (Suze Orman)
- Balance your checkbook at least once a week.
- You may only eat out twice during the entire month for dinner. And only eat out 1 time a week for lunch.
- Spend extra time with family.
- Start saving money and begin paying extra on credit card bills.
I hope that we all are able to commit to this challenge. Even if you have total control over your finances, you can still do this “Financial Fast” with the rest of us. Let’s encourage each other and blog about our changes and the journey. Okay, who is in???
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